Funding Options Blog

 
The growth hub for small and independent businesses
  • Covid-19

Government Offers Businesses New Grants to Survive Lockdown

One-off grants worth up to £9,000 will be available for businesses in retail, hospitality and leisure to help them stay ...

  • Covid-19

Can I apply for a second CBILS loan?

On December 17th 2020 Chancellor Rishi Sunak announced that the Coronavirus Business Interruption Loan Scheme (CBILS) ...

  • Covid-19

Coronavirus emergency loan schemes to be extended to end of March 2021

Chancellor Rishi Sunak plans to extend the government-guaranteed emergency loan schemes and furlough scheme to provide ...

  • Education

Financial Resolutions for 2021

As we approach 2021, it's worth reflecting on the highs and lows of 2020 so we can begin making plans to start the New ...

  • Education

What are the Features and Benefits of a Revolving Loan?

If you’re looking for a flexible type of finance, a revolving loan (or revolving credit facility) could be the right ...

  • Customers

How a CBILS Loan Helped Rhodsac Care Home to Continue to Support Residents

Irene got in touch with Funding Options when she needed funding to stay afloat and provide residents with the care they ...

  • Education

What is a Commercial Mortgage?

Do you have business expansion plans in the pipeline? Is your goal to own your premises? Are you considering purchasing ...

  • News

Funding Options and Cooper Parry Form Strategic Alliance to Support SME Growth

'Rebels of accountancy’ firm Cooper Parry partners with business finance marketplace Funding Options to provide ...

  • Education

What is Asset Finance? A Guide to Asset Financing for SMEs

Purchasing new equipment or machinery outright can pose a significant challenge for SMEs and can potentially cause cash ...

  • News

What Can UK Businesses Do To Prepare For Brexit?

New rules for companies are set to come into force at the end of 2020, which is when the Brexit transition period ends. ...

  • Education

How to Start a Business with a Cash Advance

Raising enough capital to purchase inventory and kickstart operations is one of the biggest challenges new business ...

  • Education

What is Working Capital? Key Terms & Formulas Explained

Every company owner knows that working capital is the not-so-secret sauce of any successful business. Yet achieving a ...

  • News

Funding Options Signs the 'FinTech For All Charter'

In March 2020, Funding Options made a commitment to work towards gender equality in the workplace by signing the Women ...

  • Education

How to Get a Credit Card for a New Business

Business credit cards are available for organisations of any shape or size—including new companies. If you’re a sole ...

  • Education

A How-To Guide For Small Business Credit Card Processing

If you’ve come to this blog post, it’s likely that your new business is ready to start taking payments from customers. ...

  • Covid-19

Flexibility and Funding for Businesses in Winter Economy Plan

On 24 September 2020 the Chancellor Rishi Sunak announced a further set of targeted measures to protect jobs and help ...

  • Education

Types of Bridge Financing – Key Terms Explained

Although bridging finance is commonly used for buying and renovating property, it can also be used by business owners ...

  • Education

How To Get a Bridging Loan Quote

If you require a short-term business loan to get your business from A to B, bridging finance might be just the thing ...

  • Education

A Guide to Personal & Business Loan Quotes

Business and personal loan quotes allow you to compare loans from different lenders at a glance. Personal loan quotes ...

  • News

Supporting Your Clients With Funding Options: Webinar Overview

Our Head of Advisory Partnerships Katie Ball and Head of Sales Ryan Hyde-Smith took to Funding Options’ virtual stage ...

  • Customers

Using a Cash Flow Loan to Enable Business Growth in Uncertain Times

Ben Blackwell got in touch with Funding Options when he needed funding to fuel his business’ continuity and growth. ...

  • Covid-19

British Business Bank Extends CBILS Deadline—Apply By 30 September

The government-backed British Business Bank (BBB) has provided accredited lenders with extra time to grant state-backed ...

  • Education

Business Loans for Women—What to Prepare & How to Apply

The number of female-owned businesses is on the rise. In fact, according to an analysis of 1.4 million small ...

  • Education

5 Ways to Improve Your Business Credit Rating

The solvency of your business, how up-to-date your business accounts are and how quickly you pay suppliers are all ...

  • Education

Short-Term Business Loans—How Can They Benefit SMEs?

Short-term business loans can provide you with the finance your company needs. Perhaps you need a loan for cash flow ...

  • News

What is the UK Business Community Thinking Right Now?

Levels of uncertainty and disruption remain sky high in the UK, with figures released by the Office of National ...

  • Customers

Staying Competitive with a Business Credit Card from Capital On Tap

James Kemsley got in touch with Funding Options when he required funding to boost his company’s cash flow. Transforming ...

  • Covid-19

Some Undertakings in Difficulty to Benefit from the CBILS

More small businesses are set to benefit from the Coronavirus Business Interruption Loan Scheme (CBILS) after UK ...

  • News

Adapt to Survive – How Businesses Have Pivoted to Stay Afloat During COVID-19

COVID-19 recession: Threat or opportunity? The challenge of the coronavirus pandemic should not be underestimated. UK ...

  • Education

How to Improve a Bad Credit Score in 3 Steps

Most of us are all too aware of the importance of good personal credit when it comes to obtaining finance for ...

  • Education

Cash Flow Lending Definition & How It Works

Healthy cash flow – the amount of cash and equivalents that flow in and out of a business – is the lifeblood of most ...

  • Education

What Are Fast Business Loans?

In the world of business, things can move at lightning speed and there are times when you might need a bit of extra ...

  • Education

Top 4 Business Car Hire Options

If you need access to a car for business purposes and could do without the inconvenience of legally owning one, ...

  • Covid-19

Chancellor Rishi Sunak Reveals £30bn Plan to Save UK Jobs

On July 8th, Chancellor Rishi Sunak announced a series of new measures worth £30bn in a bid to prevent mass ...

  • Education

A Guide to Business Loans for Small Businesses

Every business, however large or small, needs adequate cash flow to operate well. Business loans for small businesses ...

  • Covid-19

Sunak Expands £500m Future Fund for Startups

The UK government is expanding the £500m Future Fund for UK firms that have been adversely affected by the coronavirus ...

  • Education

What is a Limited Company Buy-to-Let Mortgage?

A limited company buy-to-let mortgage is where you purchase a buy-to-let property through a limited company or SPV ...

  • Education

What is Property Crowdfunding?

The sharing economy is based on the idea that you don’t have to fully own something to benefit from it. Among other ...

  • Education

Business Acquisition – What You Need to Know

Business acquisitions can play a large role in the success and growth of companies. SMEs use acquisitions to bolster ...

  • Covid-19

Find Out About Debt Restructuring During Coronavirus

To say that COVID-19 is having a significant impact on the UK’s economic landscape is an understatement. Just last ...

  • Covid-19

What is the Self-Employed Income Support Scheme?

If you’re self-employed or a member of a partnership and your work has been adversely affected by COVID-19, you could ...

  • Covid-19

Coronavirus Business Interruption Loan Scheme (CBILS) FAQs

We’ve put together a list of FAQs to help you understand how the Coronavirus Business Interruption Loan Scheme (CBILS) ...

  • Education

What is a Business Bounce Back Loan and Where Can I Apply?

The coronavirus Bounce Back Loan Scheme (BBLS) is designed to help businesses affected by the COVID-19 outbreak access ...

  • Education

What Are Instant Business Loans?

Sometimes, waiting days or even weeks to secure a business loan isn’t a viable option. Every business experiences ...

  • Covid-19

Second Grant for Small Businesses - Everything You Need to Know

On 29 May 2020, Chancellor Rishi Sunak confirmed that the UK government will be extending the Self-Employment Income ...

  • Covid-19

How to Communicate with your Customers as Lockdown Measures are Eased

As the UK’s coronavirus lockdown measures are eased, some businesses are looking to reopen either fully or partially ...

  • Education

Is it Better to Buy or Lease IT Equipment?

There comes a point in the entrepreneurial journey where your workload necessitates that you hire some in house staff. ...

  • Covid-19

Coronavirus Business Interruption Loan Scheme (CBILS): Who’s Eligible & What to Prepare

The Coronavirus Business Interruption Loan Scheme (CBILS) was launched in March to help businesses mitigate the impact ...

  • Covid-19

How To Look After Your Mental Health While Working From Home

To mark mental health awareness week, we’re sharing tips on how employers can support their team remotely and what we ...

  • Covid-19

5 Business Continuity Tips for SMEs Navigating COVID-19

As the government begins to draft plans for getting employees back into work, individual businesses are working around ...

  • Education

How can small businesses help the UK economy?

Small businesses are the lifeblood of the UK’s economy. You only have to peek at the figures to see why. There were 5.9 ...

  • Education

A Guide to Bridging Loans and Bridging Finance

A bridging loan is a type of short term business loan designed to ‘bridge a gap’ in a business’ finance. In other ...

  • Covid-19

UK Government Pledges £1.25bn to Support Startups Driving Innovation

On 20 April 2020, Chancellor Rishi Sunak announced a new £1.25 billion coronavirus scheme to support some of the UK’s ...

  • Covid-19

Chancellor Outlines Support for Large Businesses Affected by COVID-19

Coronavirus Large Business Interruption Loan Scheme will launch on Monday 20th April Eligible businesses with turnover ...

  • Education

Key Tax Dates and Deadlines 2020

There are several key tax deadlines throughout the year to be aware of. In order to keep on top of your accounting ...

  • Education

Bolster your Business through Asset Refinance, Invoice Finance & Unsecured Loans

With coronavirus causing disruption across a multitude of industries, businesses are looking for alternative ways to ...

  • Covid-19

10 Ways to Stay Productive & Positive when Working from Home

On March 23rd, the UK Government outlined strict new measures to limit the spread of coronavirus, stating that people ...

  • Covid-19

5 Things to Consider when Applying for the Coronavirus Business Interruption Loan Scheme (CBILS)

The Coronavirus Business Interruption Loan Scheme (CBILS for short) provides SMEs experiencing revenue loss and cash ...

  • Education

Compare UK Business Credit Cards 2020

Having a business credit card can help you manage expenses and cash flow in a convenient and flexible way. It can be ...

  • Covid-19

Covid-19: Financial Help for Small Businesses in the UK

It’s a challenging time for SMEs around the world as the economic impact of the Coronavirus pandemic starts to unfold. ...